Wilmington-Clinton County Chamber of Commerce

Licensed Mortgage Loan Originator (Full-time)

Wilmington Savings Bank
Job Description

Position Title:    Licensed Mortgage Loan Originator (Full-time)

Location:    Great Cincinnati and Dayton, Ohio Regions

 

The Wilmington Savings Bank (WSB) has been servicing the financial and banking needs of the residents and businesses of Clinton and surrounding Ohio counties for more than 125 years. We are now positioned to further expand our residential mortgage loan servicing areas into the greater Cincinnati and Dayton regions. If you are a Mortgage Loan Originator with the desire to assist individuals in attaining their goal of home ownership, we could be your employer of choice.

Job responsibilities include:

  • Meets with prospective borrowers to determine financing objectives and goals.

  • Originates mortgage loans in an assigned area by obtaining necessary and pertinent financial data and conducts preliminary underwriting reviews, submits applications to processing and underwriting for approval.

  • Initiates the loan application process compliant with all applicable regulatory standards, as well as established WSB policies, and procedures.

  • Follows-up to ensure that documents required for processing, underwriting, and closing are secured in a timely manner.

  • Assist in coordinating the closing process including attending the closings, as necessary.

  • Actively conducts business development activities including establishing relationships with Realtors, Builders, and Attorneys.

Job Qualifications:

  • NMLS (National Mortgage Licensing System) registration and/or licensing; including a satisfactory criminal background and credit check.

  • Three years of experience as a loan originator or within a similar sales capacity.

  • Self-starter, excellent verbal and written communication skills, PR skills, strong work ethic, organizational skills, able to work independently, and ability to use related financial software.

  • Must be knowledgeable of overall mortgage lending process, regulations and guidelines, and mortgage programs.

  • High school diploma or equivalent. College degree preferred.

  • Enjoy competing and Winning!

Wilmington Savings Bank will provide a competitive non-draw basis salary, plus commission, including benefits package for the right candidate.

For immediate consideration, please forward resume to:

                Wilmington Savings Bank

                C/O Human Resources Department

                184 N. South Street

                Wilmington, Ohio 45177    
Contact Information